Terms of Use

You do not have to register with the Site to view benefits available through this Site but only registered users of the Fee Based Service can access the features and services that HomeOwnPath.com currently offers. By becoming a registered user you agree to provide (i) true, accurate, current and complete information about yourself as prompted by the registration form, and (ii) maintain and properly update your account information to keep it true, accurate, current and complete. If you provide information that is untrue, inaccurate, not current or incomplete, or we have reasonable grounds to suspect that you have, or you violate these Terms, as determined in our sole discretion, we have the right to suspend or terminate your Registration and refuse any and all current or future use of the Site and the Service (or any portion thereof).

Certain features of this Site are available only through the purchase of a site subscription ("Fee-Based Services").

If you choose to use the Fee-Based Service, you agree to pay, using a valid credit card, the monthly or annual subscription charges set forth on the Site and other charges incurred on your account in order to access the Fee-Based Services.

If your registration offered a free trial period, after the trial period, and every month thereafter until you cancel, the membership fee will be automatically billed to the credit card you provided and authorized at time of registration. The renewal charge will be the then current published rate for the term of your subscription. In the event HomeOwnPath.com cannot charge your account, we reserve the right, in our sole discretion, to continue trying to bill your account or to terminate your access to the Fee-Based Services.

You may be subject to a pre-authorization at the time you order your Online Membership. THE PRE-AUTHORIZATION IS NOT A CHARGE TO YOUR CREDIT CARD, HOWEVER THE THEN APPLICABLE MONTHLY SUBSCRIPTION CHARGE MAY BE RESERVED AGAINST YOUR AVAILABLE CREDIT CARD LIMIT. FOR FURTHER DETAILS, CONTACT YOUR CREDIT CARD ISSUER.

HomeOwnPath.com offers several membership types including Trial Memberships, a Standard Membership and an Annual Membership. Each membership type and the respective cancellation policies are explained below:

At its sole discretion, HomeOwnPath.com may offer different subscription terms on its Site and the membership fees for such subscriptions may vary from time to time. Content on the Site, as well as various services, whether offered by HomeOwnPath.com, third-party Service Providers or others, may require additional fees.

These Terms constitute the entire understanding and agreement between you and HomeOwnPath.com with respect to the Site and, if applicable, the Fee-Based Services and supersedes all prior agreements between you and HomeOwnPath.com. Failure by HomeOwnPath.com to enforce any provision of these Terms shall not be construed as a waiver of any provision or right. In the event that any portion of these Terms are held unenforceable, the unenforceable portion shall be construed in accordance with applicable law as nearly as possible to reflect the original intentions of the parties, and the remainder of the provisions shall remain in full force and effect.

If you do not wish to be bound by these Terms, you should not visit or use the Site. HomeOwnPath.com reserves the right to change these Terms from time to time at its sole discretion, without prior notice.

Text Messaging Help

To obtain help you may:

• Reply "HELP" to any text message you've received from us to obtain help on your mobile phone.
• Email us at: support@HomeOwnPath.com

Terminating Text Messaging

You may terminate any of the Services or subscriptions at any time by replying STOP to any text message you've received from us.

Access to Text Messaging

MESSAGE AND DATA RATES MAY APPLY. YOUR CARRIER'S TEXT MESSAGING RATES WILL APPLY TO ALL TEXT MESSAGE COMMUNICATIONS MADE IN CONNECTION WITH TEXT MESSAGING. ACCORDINGLY, ALL PRICING, BILLING, REFUND AND OTHER RELATED INQUIRIES AND SUPPORT MUST BE DIRECTED TO YOUR CARRIER'S CUSTOMER SUPPORT TEAM. The Wireless Carriers are not liable for delayed or undelivered messages.

Frequency of Text Messaging

Text messaging delivers messages to your mobile phone, 1 msg/day.

You understand that to cancel your subscription, you can cancel by emailing us at support@member.zip-foreclosures.com or by calling us at (866) 203-3271. You can also login to the Site at any time and proceed to the "My Account" page. Once on the "My Account" page, scroll down to the "Membership Status" section to get more information about how to cancel. We suggest you make a record of your cancellation confirmation number for future reference. If you do not receive a cancellation confirmation number, then your account was not canceled. All service fees are non-refundable.

All materials on the Site, including without limitation text, images, software, databases, and Fee-Based Services (collectively, the "Content") are owned or controlled by HomeOwnPath.com, its content suppliers and/or other content providers and is protected by the copyright and trademark laws of the United States and other countries, international conventions, and other applicable laws.

Except as otherwise permitted on the Site, you may not download, display, reproduce, create derivative works from, transmit, sell, distribute, or in any way exploit the Site or any portion thereof for any public or commercial use without the prior written permission of HomeOwnPath.com.

You agree not to use any trademarks, service marks, names, logos, or other identifiers of HomeOwnPath.com, licensors, independent contractors, providers and affiliates (collectively, "Affiliates") without the prior written permission of HomeOwnPath.com or the relevant Affiliate.

You acknowledge that any reliance upon any advice, opinion, statement, or other information displayed, made available, or otherwise distributed through the Site is at your sole risk. The information on this Site is provided solely for informational purposes and does not constitute an offer to sell, rent, or advertise real estate. There are no warranties or representations concerning any of these properties including their availability. Information on this Site is deemed reliable but not guaranteed and should be independently verified. Neither HomeOwnPath.com nor its Affiliates shall have any liability arising from your purchases of third party goods, or services or real property based upon the information provided on the Site. HomeOwnPath.com reserves the right, in its sole discretion and without notice, to correct any errors or omissions in any portion of the Site, or to deny access to the Site to anyone at any time.

The Site may contain links to other sites on the Internet, which may be maintained by third parties. Such links do not constitute an endorsement by or association with HomeOwnPath.com or its Affiliates of any third-party site or any materials contained therein. HomeOwnPath.com and its Affiliates do not control, and are not responsible for, the availability, accuracy, privacy policy, or currency of such third-party sites or any information, content, products or services accessible from such third-party sites. You therefore are solely responsible for your visiting and relying on information provided on these third-party sites.

You represent and warrant to HomeOwnPath.com that you are at least eighteen (18) years old and that you possess the legal right and ability to enter into this Agreement and to use the Site (and Fee Based Service, if applicable) in accordance with this Agreement.

You agree not to assign, transfer or sublicense your rights as a subscriber to the Fee-Based Services. You agree to be financially responsible for all usage or activity on your Fee-Based Services account, including, without limitation, authorizing any other person or entity to utilize your account.

You hereby agree to indemnify, defend and hold harmless HomeOwnPath.com, and its Affiliates and each of their respective officers, directors and employees (Indemnified Parties), from and against any and all liability, loss, damage, expense and costs (including attorneys fees) incurred by or imposed on any of them HomeOwnPath.com or the Affiliates in connection with any claim arising out of or in any way relating to any breach or alleged breach of any of your use of the Site or the Fee-Based Service or your violation of these Terms, applicable law or the rights of any third party obligations set forth herein. You shall cooperate as fully as reasonably required in the defense of any claim. HomeOwnPath.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of HomeOwnPath.com.

EXCEPT AS EXPRESSLY SET FORTH HEREIN, THE SITE (INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, FEE-BASED SERVICES, MATERIALS AND INFORMATION MADE AVAILABLE THEREON OR ACCESSED BY MEANS THEREOF) ARE PROVIDED "AS IS", WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, COMPATIBILITY, SECURITY, ACCURACY, OR NON-INFRINGEMENT. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, HomeOwnPath.com AND THE AFFILIATES MAKE NO WARRANTIES AND SHALL NOT BE LIABLE FOR THE USE OF THE SITE UNDER ANY CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE BY HomeOwnPath.com.

You agree to use the Site and Fee-Based Services only in a noncommercial manner. HomeOwnPath.com's services are intended for individual or private use only. Any other use is strictly prohibited.

If you are a customer and send an email to this Site, or if you communicate with the Site by phone or mail, we collect information about your communication and by communicating with the Site you give your permission to collect, archive, retrieve, and otherwise use any information collected as we see fit. Any communication which, in our sole discretion, the site we deem to be a testimonial, may be publicized for commercial purposes.